If you’re unable to work because of an injury or illness you should get legal advice. Many superannuation funds offer disability and income protection insurance. If you cannot work in your usual occupation and/or your usual hours due to injury or illness, then you may be entitled to lump sum compensation, regardless of how your injury or illness occurred.

Many workers are unaware of their right to claim compensation because it is often hidden deep in the fine print of superannuation policies. Grainger Legal can help you search for any funds you have contributed to over the course of your working life and to check your entitlement under those policies. We will only charge you for our work in the event you receive a benefit. These benefits may be payable in addition to any TAC or WorkCover entitlement that you may have.

> What is TPD cover and do I have it?